Federal Disability Retirement: The Absolute OPM Disability Retirement for FERS Employees

Article Written By: Hope Simmons

Unfortunate events can't be helped especially the ones that lead to disability that will potentially prevent someone from normally performing the important tasks of their work. Even if it doesn't seem to be a common case, there are still some others who have no choice but to painstakingly go through this kind of situation. In this particular case, the employer or agency of the person will try to look for ways to retain the employment of the person. But if reassignments don't seem to fit or they have no available options, all an employee needs to do is to get himself Federal Disability Retirement.

But then, it is the obligation of the employer or agency to accommodate the disabled employee for any new assignments that will still make him useful at work. But if this particular option fails, it is the right of the employee to apply for a Federal Disability Retirement.

The first eligibility requirement for a Federal Disability Retirement is for an employee to have completed at least' months or 1 years of Federal civilian service. The disability of the person must also be expected to last for at least a year.

If you have become interested in apply for this particular type of OPM Disability Retirement, your application must be submitted before you have decided to separate from the service. But if you have come to be mentally incompetent and are unable to file the application before your separation, you will be given a time limit of one year from your separation date to submit it.

A Federal Disability Retirement also requires a person to apply for social security disability benefits. This is vital in successfully obtaining the FERS retirement. But if you happen to have withdrawn your social security benefits, the Office of Personnel Management will automatically deny you of your right for application of the retirement.

If you happen to have successfully obtained this type of OPM Disability Retirement, you are still required to provide the OPM periodical medical information of your disability. This is necessary for a beneficiary to continue receiving his benefits. However, payments for medical exams will be shouldered by the person receiving the benefits.

For beneficiaries who are under the age of 60, there are certain instances that will potentially stop their Federal Disability Retirement benefits. Once you have fully recovered from your disability, your benefits will automatically stop. Being administratively recovered also puts your benefits to halt. In this case, the beneficiary is provided with a new work that I of equal value from his previous job.

For those who just can't avoid the misfortunes of having a disability an OPM Disability Retirement is the best possible solution. However, knowing all the vital details of the retirement benefit is necessary in order to achieve its optimal results.

About the Author

Hope Simmons has worked for government agencies for her lifetime in retirement programs such as federal disability retirement and OPM disability.

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This Article Has Been Published on Wed, 18 Nov 2009 and Read 444 Times

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