How to Protect Yourself and Your Confidential Medicare Information

Article Written By: winston

A news story that broke at the end of June told of how a health insurance company had to notify 470,000 individual policyholders that their medical records, Social Security numbers, credit card information and other sensitive data might have been exposed during a security breach.

Apparently, the health insurance company problem stemmed from an online program that allows people to track the progress of their application for coverage. A third-party vendor had completed work on the website and mistakenly declared that all security measures were in place. The problem has since been rectified; however, it s an important reminder of how vulnerable we all are.

Now while policyholders had no control over this recent problem with the health insurance company, there are steps that the U.S. Department of Health and Human Services suggests Medicare recipients can do to protect themselves.

First, remember that your Medicare number is your Social Security number and guard them diligently. Don t let anyone borrow or use your Medicare ID. If your Medicare card is lost or stolen, report it immediately.

Next, be suspicious of people who offer you free medical equipment or services, especially if they request more information. Be particularly wary of those who approach you in public places or call you on the phone and offer you these freebies in exchange for your Medicare number. Hang up or walk away.

Finally, don t forget to check your medical bills, summary notices, explanation of benefits (EOB) and credit reports to ensure that no unexpected activity has taken place.

Some Final Tips to Protect You and Your Medicare Information

Most of these are common sense suggestions, like only providing your Medicare Health Insurance Claim Number to your doctor or other Medicare provider. But they re important to keep in mind.

Hide personal information in a safe place and out of the view of those you don t know. This includes your medical records. Don t allow anyone, except the appropriate medical professional, to review your medical information.

Keep in mind that the primary purpose for these scam artists is to obtain your personal information for identity theft. Identity theft occurs when someone uses your personally identifying information, like your name, Social Security number or credit card number, without your permission, to commit fraud or other crimes. To find out more visit the Federal Trade Commission website for details.

About the Author

Medicare Supplemental Insurance is a private health insurance that offers several features. Medicare Supplemental Insurance Plan is specially designed, to cover some of the health care costs.

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