Be fully prepared with insurance

Article Written By: massageliability

The main goal of the majority of massage therapists and bodyworkers is to relax their clients and hopefully alleviate any aches or pains they present with in the session room. There is, however, a basic goal that underlies nearly every business that deals with members of the public. This goal is to ensure the safety of each client who steps onto the property.

It is such a basic goal that some people may never even think about it, but it is not wise to simply assume your property is safe for all clients. As a person in business, working with the public in up-close, one-on-one scenarios, it is your responsibility to remain aware of any safety issues within and around your practice space.

Staying on top of safety will mean something slightly different for each massage therapist and bodyworker. There are those who practice alone, working from a rented space. Then there are those who practice alone from spaces within their own home. Other massage therapists and bodyworkers work within a larger practice, such as a spa or a massage clinic. Perhaps you are the manager or owner of one of these larger practices, which means you have a team of employees to consider as well.

Despite your scenario, however, there are a few common rules when it comes to maintaining a safe space for clients. First of all, the entire property should be kept free of any obstacles that could cause a slip, trip or fall. This includes snow, ice, yard waste, rocks, loose rugs, slick floors and other such hazards.

You also want to make sure you stay within your realm of knowledge as you practice massage therapy and bodywork. Never go past your scope of practice with a client, but instead refer him or her to a practitioner or doctor who has the skills to pursue whatever avenue of healing you believe is necessary.

Of course, even if you do all of the above and then some, there is always the possibility of an accident or claim of injury from a client. These are scenarios that are sometimes outside of your control, and that s why obtaining solid insurance is crucial for all therapists and bodyworkers.

In fact, nearly every business that involves interaction with customers or clients has a massage insurance policy in place. It will protect you in case a client does have an accident on your property or files a lawsuit claiming they were injured during a session.

For most, such instances seem so unlikely, but insurance was created for those rare occurrences that could break the bank if they ever take place.

Fortunately, securing a high-quality policy doesn t have to be pricey. For a minimal annual fee, you can have the peace of mind that comes with knowing you re totally prepared for any occurrence.

About the Author

Massage Magazine Insurance Plus (MMIP) provide Massage liability insurance and practice support.

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